• Sign Up
  • Log In
Monica Petway
MONICA PETWAY | NMLS #2083135
(760) 470-1290mpetway@emortgagecapital.com
  • Home
  • First-Time Homebuyer Seminar
  • Buy A Home
  • Refinance
  • Loan Options
    • Mortgage For 30 Years
    • Mortgage For 15-Years
    • Variable Mortgages
    • FHA Mortgage
    • Veterans Affairs
    • Jumbo Loans
    • 203K Home Mortgage
    • USDA Loans
    • HARP Loans
    • Reverse Mortgage
  • Free Resources
    • Free E-Book
    • Home Valuation
    • Mortgage Calculator
  • About
    • Meet Monica
    • Testimonials
  • Blogs
  • Contact
  • MONICA PETWAY | NMLS #2083135(760) 470-1290
    mpetway@emortgagecapital.com
    Copy Email
  • EMortgage Capital | NMLS # 1416824
    3750 S. Susan St.
    Santa Ana, CA 92704
    (760) 470-1290
    mpetway@emortgagecapital.com

Company

  • Home
  • About
  • Testimonials
  • Contact

Services

  • Home Valuation
  • Mortgage Calculator

Account

  • Login
  • Sign Up
Monica Petway - Footer Logo
  • Equal Housing Lender

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender

(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)

​​www.emortagecapital.com/licensing​

    • Privacy
    • Terms
    • DMCA
    • Accessibility
    • Fair Housing
    © 2025 E Mortgage Capital, Inc. All rights reserved.
    Website built by CloseHack.
    California Regional Multiple Listing Service

    The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

    Based on information from California Regional Multiple Listing Service, Inc. as of the most recent time synced and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

    Low-Cost Mortgages With Adjustable Rates!

    Get a FREE mortgage quotation and annually save thousands of dollars.

    The Facts About Mortgages With Adjustable Rates

    Why Use an Adjustable Rate Mortgage?

    Because of the lower initial payment, most homeowners choose adjustable-rate mortgages. When the fixed phase of the loan expires, they typically renew the loan. The loan rate turns variable or adjustable at that point, and the homeowner will probably refinance into another ARM, something fixed, or sell the house outright.

    Monica Petway Photo

    Our Adjustable Rates Are Affordable, and Our Process Is Speedy & Painless

    An ARM is a mortgage with an adjustable rate. An ARM's interest rate will fluctuate over time, unlike fixed rate mortgages, whose rate is fixed for the duration of the loan. Since the initial interest rate of an ARM is lower than that of a fixed rate mortgage, it may be a good option to take into account if you only intend to own your home for a short period of time, you anticipate an increase in future income, or the current interest rate for a fixed mortgage is too high. With resources and knowledge that will aid you along the road, we're here to make the home loan process much simpler for you.

    The Process for Adjustable Rate Mortgage Loan

    Here is the procedure:

    Complete The Form Below This Page.
    Simply fill out our form to receive a FREE review if you qualify.
    Choices
    Get choices depending on your specific requirements and scenario.
    Compare
    Obtain mortgage rate and term comparisons.
    Choose
    Pick the offer that most closely matches your needs.

    Get Your Adjustable Rate Mortage Quote Now For FREE!

    Please fill out the FORM  and I will be in contact to help you get started on your concerns.

    • Set Rates
    • Mortgage with a Changing Rate (ARM)
    • Loans that conform
    • Super- and Jumbo-sized Loans
    • Loans from FHA, VA, and USDA
    • Term Lengths of 5 to 30 Years