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Monica Petway
MONICA PETWAY | NMLS #2083135
(760) 470-1290mpetway@emortgagecapital.com
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  • MONICA PETWAY | NMLS #2083135(760) 470-1290
    mpetway@emortgagecapital.com
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  • EMortgage Capital | NMLS # 1416824
    3750 S. Susan St.
    Santa Ana, CA 92704
    (760) 470-1290
    mpetway@emortgagecapital.com

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  • Equal Housing Lender

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender

(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)

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    California Regional Multiple Listing Service

    The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

    Based on information from California Regional Multiple Listing Service, Inc. as of the most recent time synced and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

    Low-Cost USDA Loans!

    Get a FREE USDA Loan Quotation and Annually Save Thousands of Dollars!

    Details About USDA Loans

    Why Use USDA Loan?

    There are numerous advantages, one of which is that there is no down payment necessary for borrowers who are eligible for a USDA Rural Development mortgage. Borrowers can also apply a gift or grant toward their mortgage using the USDA Loan.

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    Our USDA Loan Rates Are Affordable, and Our Process Is Speedy & Painless

    Various loans are provided by the United States Department of Agriculture (USDA) to assist people with low or moderate incomes in purchasing, repairing, or renovating a home in a rural location. Popular loan kinds include the joint self-help loan, the rural repair, and rehabilitation loan, the single-family direct homeownership loan, and the single-family guaranteed homeownership loan. You can use this information to determine whether you are eligible for these loans and what they are. All of these loans provide extremely low effective interest rates (some are as low as 1 percent) and don't demand cash down payment, despite the fact that the conditions and specifics of each loan vary. You must have a respectable credit history to be eligible. Whether you're an experienced investor or a first-time home buyer, we'll help you understand the differences between lending programs so you can pick the one that's best for you. Starting with filling out the form below!

    The Process for USDA Loan

    Here is the procedure:

    Complete The Form Below This Page.
    Simply fill out our form to receive a FREE review if you qualify.
    Choices
    Get choices depending on your specific requirements and scenario.
    Compare
    Obtain mortgage rate and term comparisons.
    Choose
    Pick the offer that most closely matches your needs.

    Get Your USDA Loan Quote Now For FREE!

    Please fill out the FORM  and I will be in contact to help you get started on your concerns.

    • Set Rates
    • Mortgage with a Changing Rate (ARM)
    • Loans that conform
    • Super- and Jumbo-sized Loans
    • Loans from FHA, VA, and USDA
    • Term Lengths of 5 to 30 Years