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Monica Petway
MONICA PETWAY | NMLS #2083135
(760) 470-1290mpetway@emortgagecapital.com
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  • MONICA PETWAY | NMLS #2083135(760) 470-1290
    mpetway@emortgagecapital.com
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  • EMortgage Capital | NMLS # 1416824
    3750 S. Susan St.
    Santa Ana, CA 92704
    (760) 470-1290
    mpetway@emortgagecapital.com

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  • Equal Housing Lender

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender

(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)

​​www.emortagecapital.com/licensing​

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    California Regional Multiple Listing Service

    The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

    Based on information from California Regional Multiple Listing Service, Inc. as of the most recent time synced and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

    Find Out as Soon as Possible How Much House You Can Afford!

    Prior to Beginning Your Property Hunt, Be Certain of Your Budget.

    Fantastic! You’re Prepared to Purchase a Home!​

    Do I Qualify?

    Lenders often require that you have a debt-to-income ratio of "43/49," which indicates that no more than 43% of your entire monthly income (from all sources, before taxes) can go toward your new mortgage payment and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). Even larger debt ratios are permitted for some VA and FHA loans.

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    No-Hassle Mortgage Loans for Home Purchases

    Want to explore your financing possibilities for a house or other real estate? It can feel like a game of whack-a-mole trying to select a purchase loan product that fits your needs and ensures you obtain the best rate possible given the circumstances. With resources and knowledge that will aid you along the road, beginning with a FREE pre-approval request, we're here to make the home loan process much simpler for you. Whether you're an experienced investor or a first-time home buyer, we'll help you understand the differences between lending programs so you can pick the one that's best for you.

    The Loan Process for Home Purchase

    Here is the procedure for our house loan:

    Complete The Pre Approval Form
    Simply fill out our form to receive a mortgage pre-approval.
    Choices
    Get choices depending on your specific requirements and scenario.
    Compare
    Obtain mortgage rate and term comparisons.
    Choose
    Pick the offer that most closely matches your needs.

    Get Pre-Approved Now!

    Please fill out the PRE-APPROVAL FORM and I will be in contact to help you get started on your concerns.

    • Set Rates
    • Mortgage with a Changing Rate (ARM)
    • Loans that conform
    • Super- and Jumbo-sized Loans
    • Loans from FHA, VA, and USDA
    • Term Lengths of 5 to 30 Years