Monica Petway
    MONICA PETWAY | NMLS #2083135
    (760) 470-1290mpetway@emortgagecapital.com
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    • MONICA PETWAY | NMLS #2083135(760) 470-1290
      mpetway@emortgagecapital.com
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    • EMortgage Capital | NMLS # 1416824
      3750 S. Susan St.
      Santa Ana, CA 92704
      (760) 470-1290
      mpetway@emortgagecapital.com

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    • Equal Housing Lender

    For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

    E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender

    (NMLS consumer access: https://www.nmlsconsumeraccess.org/_)

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      The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

      Based on information from California Regional Multiple Listing Service, Inc. as of the most recent time synced and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

      Cheap 15-Year Fixed Rate Mortgage!

      Get a FREE mortgage quotation for a 15-year fixed rate and annually save thousands of dollars.

      A Brief Overview of 15-Year Fixed Home Loan.

      Am I Eligible?

      Generally speaking, it could be more difficult to qualify for fixed-rate loans than for loans with adjustable rates. When interest rates are low, fixed-rate loans are typically not all that more expensive than adjustable-rate mortgages, and since you can lock in the rate for the life of your loan, they might end up being a better value overall.

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      Our 15-Year Fixed Rates Are Affordable, and Our Process Is Speedy & Painless

      This loan has fixed monthly payments and is fully amortized over 15 years. It gives all the benefits of a 30-year loan in addition to a cheaper interest rate and a double-quick time to property ownership. A 15-year loan has the drawback of requiring a greater monthly payment. Many borrowers get a 30-year fixed-rate loan and intentionally increase their monthly payments so that they would finish paying off their debt in 15 years. Since the difference in interest rates isn't very large, this strategy is frequently safer than committing to a higher monthly payment. With resources and knowledge that will aid you along the road, we're here to make the home loan process much simpler for you.

      The Process for 15-Year Fixed Rate Mortgage Loan

      Here is the procedure:

      Complete The Form Below This Page.
      Simply fill out our form to receive a FREE review if you qualify.
      Choices
      Get choices depending on your specific requirements and scenario.
      Compare
      Obtain mortgage rate and term comparisons.
      Choose
      Pick the offer that most closely matches your needs.

      Get Qualified for a 15-year Mortgage Now!

      Please fill out the FORM  and I will be in contact to help you get started on your concerns.

      • Set Rates
      • Mortgage with a Changing Rate (ARM)
      • Loans that conform
      • Super- and Jumbo-sized Loans
      • Loans from FHA, VA, and USDA
      • Term Lengths of 5 to 30 Years