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Monica Petway
MONICA PETWAY | NMLS #2083135
(760) 470-1290mpetway@emortgagecapital.com
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  • MONICA PETWAY | NMLS #2083135(760) 470-1290
    mpetway@emortgagecapital.com
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  • EMortgage Capital | NMLS # 1416824
    3750 S. Susan St.
    Santa Ana, CA 92704
    (760) 470-1290
    mpetway@emortgagecapital.com

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  • Equal Housing Lender

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender

(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)

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    Low-Cost FHA Loans!

    Get a FREE FHA Loan quotation and annually save thousands of dollars.

    More About Federal Housing Administration Loans

    Why Use FHA Loans?

    Due to the low down payment requirement and the fact that you can qualify with less-than-perfect credit, FHA loans are typically one of the easiest to obtain. A 3.5% FHA down payment is necessary. FHA loans are a good option for borrowers who cannot afford the conventional 20% down payment or who are not eligible for private mortgage insurance.

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    Our FHA Loan Rates Are Affordable, and Our Process Is Speedy & Painless

    A mortgage loan that is insured by the Federal Housing Administration is known as an FHA loan (FHA). In essence, the federal government guarantees loans for FHA-approved lenders to lessen their risk of loss in the event that a borrower misses a payment on a mortgage. The FHA program was established in reaction to the wave of defaults and foreclosures that occurred in the 1930s, to offer mortgage lenders adequate insurance, and to support the growth of the housing market by lowering the cost of borrowing. Whether you're a first-time home buyer or an experienced investor, we'll help you clearly comprehend the differences between loan programs so you can select the one that's best for you. With resources and knowledge that will aid you along the road, we're here to make the home loan process much simpler for you.

    The Process for FHA Loan

    Here is the procedure:

    Complete The Form Below This Page.
    Simply fill out our form to receive a FREE review if you qualify.
    Choices
    Get choices depending on your specific requirements and scenario.
    Compare
    Obtain mortgage rate and term comparisons.
    Choose
    Pick the offer that most closely matches your needs.

    Get Your FHA Mortage Quote Now For FREE!

    Please fill out the FORM  and I will be in contact to help you get started on your concerns.

    • Set Rates
    • Mortgage with a Changing Rate (ARM)
    • Loans that conform
    • Super- and Jumbo-sized Loans
    • Loans from FHA, VA, and USDA
    • Term Lengths of 5 to 30 Years